Take Charge of Your Credit Card
Credit Cards and Debt
There are a number of Web-based resources for consumers with credit card issues.
- Credit Card Debt WebChat and WebCast
Watch the WebChat and WebCast on Managing Credit Card Debt, hosted by the CA Dept of Consumer Affairs, June 24, 2009. Financial counselors answer consumer questions.. - Consumer Credit Information from the Federal Reserve
The Federal Reserve has a number of resources and tools for consumers dealing with consumer credit issues. - Better Business Bureau - Tips on How to Repay Your Debt
This site explains how to recognize if you are "in over your head" financially and the steps to take to repay your debt. - Better Business Bureau - Tips on choosing a credit counseling agency
This explains credit counseling works and offers tips on how to choose a credit counseling agency. - Center for Responsible Lending
This has information about policy issues surrounding credit and lending, and also consumer tips.
Money Management and Financial Literacy
- Your Credit Scores
A joint effort of the Consumer Federation of America and Fair Isaac, this publication helps you understand the importance of your credit score, and offers tips for improving your score as well as information on how to avoid negative changes in your score. - Understanding Your FICO Score
This publication from Fair Isaac goes into more detail to help you understand how credit rating agencies rate your credit and what the numbers mean. - Mymoney.gov
The federal government offers a comprehensive site devoted to money management, from budgeting to taxes to saving and investing - and more. - Federal Reserve
The Federal Reserve has information about local resources for consumers. - Money Management
